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The Protection That
You Need

The Protection That
Your Loved Ones Need

The Protection That
Your Business Needs

Image by Hussain Badshah

Who We Are

Our Mission

Our mission is to provide our community with the very best available insurance products at the lowest available prices and to do so with the highest standard of integrity, personal touch and professionalism. 

Our History

In the mid 1970's, Hilger Hertel, a well-known and respected insurance professional, the "Dean" of marine insurance in the Eastern Caribbean, opened an insurance agency in downtown Christiansted, St. Croix and started producing insurance for, among others, The Commonwealth Insurance Company of Puerto Rico. When the Commonwealth ceased writing, the agency became Inter-Ocean Insurance Agency, and represented the Netherlands Insurance Company as an agent while brokering to American International Underwriters and Talbot Bird of New York and other insurance entities. In 1981 Aston Wayne Harty, then operating A. Wayne Harty Insurance Services, purchased Inter-Ocean Insurance Agency and incorporated it in 1987. During this period Inter-Ocean secured an agency contract with Sun Alliance of Puerto Rico and became tribunalized at Lloyd's in 1984. With purposeful and directed growth, Inter-Ocean steadily increased in size and, after opening its St. Thomas branch in 1991, became a leader and household name in the insurance industry. The company services a wide range of accounts for both personal lines and commercial lines and has a total of 18 full time employees between both offices.

Current Principals of the Company

Aston Wayne Harty, B.A. - President, Adjuster

Sandra Gutierrez, BSc, CPCU - Executive Vice President

Leroy Walker, B.A. - Vice President

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Our Locations

Serving all of the insurance needs of the U.S. Virgin Islands.  Call or stop by for coverage today in St. Croix, St. Thomas or St. John!


Visit our office in St. Croix at:

6006 Estate Peter's Rest

Suite 8

Christiansted, VI 00820

Phone: 340-773-4600

Fax: 340-773-4190


Visit our office in St. Thomas at:

9800 Buccaneer Mall

Suite 12

Charlotte Amalie, VI 00802

Phone: 340-774-2999

Fax: 340-774-2899


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